Housing Initiatives

Learn more below about what the Town of Saugeen Shores is doing to tackle the housing shortage and the affordability of housing. 

Visit our Planning Initiatives project page to learn more about the Towns ongoing Planning Initiatives.


Education and Awareness

Incentives

Community Improvement Plan (CIP)

A Community Improvement Plan (CIP) is a planning and economic development tool that municipalities use to encourage the revitalization of the community. It does this through grants or loans to private property owners and tenants.

On August 26, 2024, Town of Saugeen Shores Council passed By-law 67 – 2024, being a By-law to Adopt a Community Improvement Plan and to Designate Community Improvement Plan Areas for the Town of Saugeen Shores. For more information visit our CIP page on the Town of Saugeen Shores website.

Municipal Housing Allowance Subsidy

In 2023, the County of Bruce implemented a new housing support program, the Municipal Housing Allowance, which provided $590/month to households to support achieving housing stability.

There are 21 Saugeen Shores households receiving a housing allowance; of these, ten (10) were added through the Town’s $75,000 contribution which took effect in July, 2023.

With the increase in the Town’s transfer to $150,000 that was approved in the 2024 Business Plan:

  • the existing ten (10) Saugeen Shores households will continue to be supported; and,
  • ten (10) more Saugeen Shores households will be added on July 1.

The attached MOU is essentially unchanged from the MOU that was put in place in 2023, except to increase the amount of the funding from $75,000 to $150,000, and to revise relevant dates. County staff will continue to administer the program.

Removing Barriers to Housing Development

The Town of Saugeen Shores has been awarded funding from the Canadian Mortgage and Housing Corporation (CMHC) Housing Accelerator Fund. The funding will advance the Town’s ongoing efforts to expand housing opportunities, with an anticipated result of approximately 450 new homes in the next decade. The work will be carried out through eight municipal initiatives that will implement long-term strategies to increase housing opportunities in Saugeen Shores while removing barriers and streamlining approval processes. 

The eight initiatives supported by the funding are: 

1. Housing-Driven Community Planning Permitting and Housing Opportunities System (CPPS)

The Town of Saugeen Shores is aiming to implement a Community Planning Permit System (CPPS), a land use planning tool designed to streamline development. The CPPS consolidates zoning, site plan, and minor variance processes into one, reducing approval timelines from 90 to 45 days. This system enhances transparency and certainty for community members, landowners, and developers, while offering flexibility in defining land uses to align with local priorities, such as accelerating housing availability. The Town has previously conducted work on developing a CPPS and are now with the support of Housing Accelerator Funding, looking to implement the system. 

Alongside the CPPS, the Town has proposed conducting a Nodes and Corridors Study to further support its implementation. This study will help identify areas where gentle density and/or mixed uses can be increased, and facilitate systemic changes within community infrastructure and improvement plans.

For more information and updates, visit our Community Planning Permit System project page.

2. Affordable Community Housing Improvement Plan 

The objective of this project is to review and implement changes to (if identified) an Affordable Housing Community Improvement Program (CIP). 

3. Official Plan and Zoning By-Law Amendments Related to Inclusionary Zoning

The Town made changes to the Towns Official Plan and Zoning By-law to provide greater housing opportunities and Additional Residential Unit (ARU) updates, including the following:

  • Introduction of Inclusionary Zoning Policies 
  • New residential uses including triplexes and fourplexes are now permitted in most residential zones;
  • Additional Residential Units are now permitted in a duplex and triplex;
  • Reduction in parking where currently 2 stalls are required per principal unit/building, except where an ARU is provided, a maximum of 1 stall per unit is required;
  • Maximum floor area of ARUs has been removed;
  • Detached ARUs permitted if principal building is single-detached, semi-detached, duplex, triplex or street townhouse; and
  • Can have 2 detached ARUs if lot is larger than 450 m2.

The intent of these changes are to remove barriers to housing development and increase housing diversity that is more affordable for residents of Saugeen Shores.

This project may require consideration of additional amendments to the Towns Official Plan and Zoning By-law to implement systemic policies that will enable inclusionary zoning within the community, allowing the Town to add new housing types for development, increasing density and infill opportunities. Inclusionary Zoning is a tool that can compel affordable housing to be constructed as part of developments.

4. Standardized Additional Residential Unit (ARU) Toolkits and Missing Middle Housing Program 

With the support of Bruce Power Seed Funding, this project will create and implement new Toolkits for Additional Residential Units (ARUs) and Missing Middle housing. These Toolkits will standardize the development of ARUs and missing middle housing by simplifying the approval process, lowering development costs (including plans), encouraging the adoption of innovative housing designs, and educating residents about the process. The project will also feature architectural designs that can be shared and used throughout Saugeen Shores, making tiny homes as ARUs available at an affordable cost.

For more information on Additional Residential Units (ARUs), visit our Ready-to-build housing designs webpage.

5.Incentive Programming Tools Initiative

This initiative aims to enhance and streamline the process for evaluating and applying for incentive programs designed to support community housing development. This initiative is grounded in the financial analysis conducted through the Affordable Housing Community Improvement Plan (CIP) and is focused on ensuring that incentive programs are both effective and aligned with the community's housing needs.

6.Property Repurpose Program (PRP) to Convert Surplus and Underutilized Land to Housing 

This initiative will establish new municipal policies and processes aimed at helping community developers and landowners transform surplus and underused land/buildings into affordable housing units for local residents. This will involve developing the following:

  • A standardized method for evaluating surplus and underutilized properties to assess the feasibility of repurposing them into attainable housing developments;
  • A municipal scoring matrix to assess lands and identify opportunities to convert these lots into priority housing types; and
  • A framework that will be re-evaluated every 2-3 years to ensure it remains an effective tool for evaluating municipal lands, and to continuously improve our scoring assessment.

A component of this initiative includes the Affordable Housing on Town-Owned Lands Policy approved by Council in March 2024. Read the full Policy here. 

7. Non-Profit Housing Partnerships Initiative

Through the creation and solidification of long-lasting relationships with non-profit housing providers the Town can develop systemic changes that will integrate new strategies and best practices to nurture these evergreen partnerships. The implementation of potentially new municipal practices will allow the Town to adopt a “housing first” policy with these partners to facilitate the development of attainable and affordable housing, as well as to provide support for other community housing options.

8. Consolidation Linear Infrastructure Environmental Compliance Approval (CLI ECA) Process   

The Ontario Ministry of the Environment, Conservation and Parks (MECP) has recently updated its Environmental Compliance Approval application process, now known as the Consolidated Linear Infrastructure Environmental Compliance Approval (CLI ECA). The Town is now responsible for managing these approvals.

To simplify this process, the Town in 2024 introduced an online application system for developers applying for municipal CLI ECAs related to the municipal sewage collection and stormwater management systems. This initiative has been completed.

Visit the Consolidated Linear Infrastructure Environmental Compliance Approval (CLI ECA) webpage for more information.

To track the progress of 2025 business plan initiatives, please visit our Performance Indicators for Development Services webpage.

In fall of 2025, the Canadian Mortgage Housing Corporation (CMHC) released a Housing Design Catalogue that offers over 50 regionally tailored, standardized designs. It includes accessory dwelling units, townhouses, rowhouses and multiplexes to help Canadians build more homes, faster.

The designs prioritize energy efficiency, accessibility and livability. They have been developed by local architects and engineers to comply with regional building codes.

The Catalogue helps municipalities, builders and homeowners build more homes, faster. It's ideal for encouraging gentle density and infill development.

Visit the CMHC Housing Design Catalogue to learn more.

By leveraging Town-owned lands and the strength of partnership, Saugeen Shores is taking concrete steps to address housing needs and support a growing, diverse community.

The projects below are supported by the Town’s Affordable Housing on Town-Owned Lands Policy and reflect continued efforts to diversify the local housing supply while supporting the needs of our growing community, a key pillar of the Town’s Strategic Plan.  

Bluewater Lands Affordable Housing 

A site plan rendering of the proposed neighborhood park and residential development.

The Bluewater Lands project includes the design and construction of a new neighbourhood community park for residents of Saugeen Shores, integrated with an affordable and attainable housing development. 

In October 2025, Saugeen Shores Council approved a consortium led by Tim Welch Consulting Inc. as the successful proponent to design and construct a 183-unit affordable housing development, alongside a new municipal park. 

For more information, visit the Engage Project Page. 

Blue Water Walk Affordable Housing Project

Rendering of the development with two units and a pickleball court
Development rendering from Wilson Developments

Development rendering from Wilson Developments

This is the first development under the town’s new policy supporting affordable housing on town-owned lands. The Town is helping remove one of the largest barriers to creating housing affordability, the cost of land; by contributing Town-owned land, Wilson Developments is able to build 28 thoughtfully designed homes below market value.

This development features 28 units, two of which have been allotted to the Town, five for Habitat for Humanity and 21 for Wilson Developments. The development will feature two 14-unit stacked townhouses located conveniently to essential services and everyday amenities at the North End of Port Elgin on Concession Road 10.

Affordable housing map including the development site and nearing amenities

The units have been divided between the three partners, and each have different eligibility requirements, standards and terms which are defined below.

The Town of Saugeen Shores (2 units)

The town’s units will be used to support the municipality’s affordable housing goals. The exact allocation of the units will be decided at a later date based on community needs.

Habitat for Humanity Grey Bruce (5 units)

Habitat for Humanity’s homeownership program aims to be attainable through requiring no down payment, zero interest mortgage payments and capping monthly payments at 25 percent of household income including taxes and fees. Their program has specific eligibility requirements, and interested homebuyers can visit the Habitat for Humanity Grey Bruce Website to express interest.

Wilson Developments (21 units)

Wilson Developments is dedicated to providing an attainable path to homeownership. Below market pricing for these units is determined by Ontario Housing Bulletin's market-based thresholds, and will range from $369,000 to $409,000, when the HST Rebate for New Homes is included.

Purchasers are required to use the home as their primary residence, and up to eight eligible first-time homebuyers can qualify for the First-Time Home Buyer 5% Wilson Advantage Program. Additional eligibility requirements and terms are available directly through Wilson Developments.

Are you an interested homebuyer?

For pre-sale inquiries through Wilson Developments, visit: New Homes in Port Elgin | Wilson Developments

For inquiries through Habitat for Humanity’s Homeownership Program, visit: Habitat for Humanity Grey Bruce Website

Town Owned Lands Available For Purchase

The Town is currently in the process of selling surplus land. See the below listings for more information.